FAQs

    • About The Types of Finance We Compare & Quote

      We offer free indicative quotes to compare different financial institutions facility costs and other charges for an array of finance products detailed below.

    • Selective Invoice Finance

      Benefits: Funds available within 24 hours. Ability to pick and choose which invoices to finance. Only pay interest on the invoices you choose to finance, allowing you more control over finance costs. Improved cash flow. The financial institution typically doesn’t have authority over the credit control or the collection of overdue funds. More confidential than some other forms of invoice financing.

      Disadvantages: Because you aren’t financing all your invoices, just the ones you choose, costs will be slightly higher than traditional methods of invoice finance facilities that factor your entire Accounts Payable.


      Standard fees and charges applicable. Facility setup fees are typically tax deductible.

      Suited Business Type: Small & Medium Businesses.
      Suited Industry Type: Labour Hire, Construction, Transport, Logistics / Couriers, Recruitment, Manufacturing, Wholesalers, Printers, Private Security.

    • Supply Chain Funding

      How it works

      Step 1. You’ve placed an order with your supplier and your supplier has provided the goods / services resulting in an invoice being presented to your business. You then need to upload a copy of the invoice to the user friendly online portal and let your supplier know you have done so. Your supplier then logs in and accepts / agrees that is the correct invoice you have uploaded to the portal.

      Step 2. The supplier can then select when they would like the invoice to be paid, if desired, your supplier can have the funds within 4 hours. Meaning you can continue to make future orders to the supplier without disruption to your supply chain. Early payment of their invoices means your business receives an early payment discount. This creates a return on your investment of up to 9.75% p.a.

      Step 3. You may decide when you would like to pay the financier back. Extending repayment terms up to 60 or 90 days would usually attract a cost, however this can be offset by the early payment discount that was applied by your supplier. Effectively allowing your business to operate with less working capital without taking on any new debt.

      Benefits: Strengthened relationships with your suppliers as they will prioritise your business to receive quicker payments. Receive early payment discounts from your suppliers. Offset the early payment discounts by extending your payment terms to your financier from 30 to 60 or 90 days.

      (e.g. Extend 50% of your accounts payables from 30 day terms to 60 days and you allow your business to operate with half the working capital for effectively no cost). Hand pick the suppliers you would like to invite to join the user-friendly online portal for Supply Chain Funding invoices. Selectively pick and choose invoices for funding.

      Disadvantages: This product is new and has not yet received mass adoption from institutions, not being a mainstream finance product we can only provide customers with a quote from one financial institution. A minimum annual turnover threshold of 5M+ applies. Some exceptions may apply.


      Standard fees and charges applicable. Facility setup fees are typically tax deductible.

      Suited Business Type: Large Businesses
      Suited Industry Type: Manufacturing, Distribution, Logistics, Trade.

    • Invoice Finance

      Benefits: Funds within 24 hours. Improved cash flow. Typically costs less than Selective Invoice Finance facilities.

      Disadvantages: The financial institution takes authority over both the credit control and collection of the funds meaning this type of facility typically isn’t confidential from the businesses clients that are invoiced.


      Standard fees and charges applicable. Facility setup fees are typically tax deductible.

      Suited Business Type: Small & Medium Businesses
      Suited Industry Type: Labour Hire, Construction, Transport, Logistics / Couriers, Recruitment, Manufacturing, Wholesalers, Printers, Private Security.

    • Confidential Invoice Funding

      Benefits: Funds within 24 hours. Confidential despite the financier having authority over the credit control aspect of the facility. Being confidential the credit management and reporting is generally managed in-house by the approved business so clients do not experience any change in payment.

      Disadvantages: Facility may be more expensive than a traditional invoicing types that are not confidential from clients.


      Standard fees and charges applicable. Facility setup fees are typically tax deductible.

      Suited Business Type: Small & Medium Businesses.
      Suited Industry Type: Labour Hire, Construction, Transport, Logistics / Couriers, Recruitment, Manufacturing, Wholesalers, Printers, Private Security.

    • Line of Credit

      Benefits: Flexible access to funds. Only drawdown on the Line of credit (LOC) when needed. Only pay interest on the funds actually used by the business. Unlike traditional term loans, LOC facilities do not cease unless specified. Most institutions issue a Credit Card for ease of access to the funds.

      Disadvantages: Establishing a line of credit requires up-front fees. Interest is charged on the money you use. Monthly, quarterly or annual account maintenance fees are applicable with most facilities.


      Standard fees and charges applicable. Facility setup fees are typically tax deductible.

      Suited Business Type: Small & Medium & Large Businesses
      Suited Industry Type: Labour Hire, Construction, Transport, Logistics / Couriers, Recruitment, Manufacturing, Wholesalers, Printers, Private Security.